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If you haven’t been to a pawn shop in the neighborhood, you’re way behind the times. Pawn Stars on History Channel has proven what we at Best Collateral have known all along: pawn is cool! Still not convinced? Here are five more reasons why you should visit a pawn shop.
1. Never Pay Retail Again
Pawn shops offer all kinds of merchandise from musical instruments and diamond jewelry to flat screen televisions and laptops. Since you’re not paying retail prices, you can literally shop till you drop!
2. Loans You Can’t Find Anywhere Else
Ever tried to get an $80 dollar loan at the bank? Pawn shops offer loans that banks just don’t provide. This is because pawn loans are based on collateral, or an item of value. The national average loan as reported by the National Pawnbrokers Association is $150 with an 85% redemption rate. That means that 85% of customers repay their loans and collect their items.
3. No Credit Checks
Like we said before, pawn loans are based on collateral. There’s never any credit checks involved when you get a pawn loan. Defaulting on the loan can never hurt your credit either. This gives pawn loans a major advantage over payday loans, which trap customers in a debt cycle.
4. Treasure Hunts
You never know what you’ll find at a pawn shop. That’s because they carry such a wide selection of merchandise. If you’re on the hunt for antiques, collectibles, memorabilia, rare musical instruments, coins or other rare finds, stop into a pawn shop!
5. Make Money
With the price of gold now at record highs, you can cash in on the gold craze. Pawn shops are a great place to turn your unwanted scrap gold into $$$. So, the next time you pick out your earrings for work, take a quick look to see if there’s anything in that jewelry box that you haven’t worn in years or just don’t like.
With 8 Best Collateral Locations to serve you, it’s easier than ever to find a pawn shop in your neighborhood.
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